How Our Legal Policy Works in Indonesia
Our terms apply from the moment you open an account, covering every deposit you place through DANA, OVO, GoPay, or QRIS and every withdrawal you request thereafter. We are required to verify your identity before processing payouts — this means submitting a valid national ID through
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the account dashboard, a step that typically completes within one business day. Our legal position is clear: service eligibility depends on local law, and it is your responsibility to confirm that accessing mikototo is permitted in your region. We retain transactional records for a minimum of
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five years in line with standard financial practice, and we share data with third parties only where required by a lawful authority. Any change to these terms is communicated via the email address registered to your account at least fourteen days before it takes effect.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.